How to validate default values in a form ,- jquery validation plugin

I had a form which contained default values in the text boxes.
ex: The first Name box has value 'Your Name' in it. But when onfocus, the text was cleared for user input. As I was using Jquery validation plugin i wanted to handle this scenario using jquery.

Below is my question and the answer i came up with.

http://stackoverflow.com/questions/2733922/jquery-validation-how-to-ignore-default-values-when-validating-mandatory-fields

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